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Blog

Whether you're looking to learn more about banking with us, improve your financial literacy, or explore local events and community news, the Highlands Blog has you covered.

    • Financial Literacy

    Finding an Auto Loan That Fits You

    Getting a new or used vehicle can be exciting! But financing your new set of wheels through an auto loan can be intimidating. It’s crucial to look for loans that fit your budget and lifestyle. There are so many auto loan options and numerous factors to consider, many folks don’t know where to begin. But don’t worry, Highlands Community Bank has your back!

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  • Older man holding papers and woman sit on a couch and laugh
    • News & Culture

    The Difference When Choosing Highlands Community Bank

    Life is full of changes. Right here in the Alleghany Highlands community, we’ve seen lots of change in the last couple of years as folks have been navigating through the aftermath of the pandemic. In addition to small businesses, we’ve noticed that many big banks have been closing up shop in the Highlands area. Without bank branches being easily accessible, many have been left wondering what to do.

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    • Financial Literacy

    5 Things to Know About Credit

    Credit is power. The word credit literally refers to your borrowing capacity, which is the maximum amount you can borrow without putting your financial health at risk. Your borrowing capacity is based on your history of paying money back to lenders, which affects how much cash you can borrow or your access to goods and services.

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  • woman and man sit on the floor in front of their couch laughing, holding papers, and using a laptop
    • Financial Literacy

    Budgeting for Your Future

    Friends, it’s that weird time of the year again. We’re in that stretch between the holidays and the summer months. A new year is upon us, so you may be trying to tackle your resolutions or get certain things squared away to start your 2023 off on the right foot.

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  • person using a laptop holds a blue credit card with a tiny christmas present and twinkling christmas lights in the background
    • Financial Literacy

    Easy Steps to Pay Off Your Debt

    It’s easy to fall into debt as it is. But with the holiday season around the corner, many people find themselves racking up their credit card bills which can put a damper on their holiday cheer, not to mention, it can have detrimental effects on their financial standing. It can be quite overwhelming, but our team here at Highlands Community Bank would like to provide you with the best tips for paying off debt!

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  • person sitting at laptop with hands on the keyboard, images of a white lock inside a blue crest over top of her hands
    • Financial Literacy

    Protect Your Hard-Earned Money from Cyber Threats

    At Highlands Community Bank, the safety of our customers’ money and identity is our top priority. We are committed to being a bank that the community can trust, so security isn’t something we take lightly. You can never be too careful, and now with the holidays around the corner, we are on high alert for any suspicious activity. The holiday season to many is “the most wonderful time of the year,”…especially cybercriminals. Between spending time with loved ones, relaxing, and the festivities, it’s easy to get wrapped up in it all and accidentally let your guard down. So here are some helpful cybersecurity tips to safeguard your funds and sensitive information.

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  • Canoe laden with pieces of lumber sits on the shore of a glassy lake that reflects the sky above and the mountains beyond
    • In the Highlands

    Plan a Fall Foliage Trip to the Highlands

    Happy Fall, y’all! We are so excited that Autumn is finally here! How about you?! There are just so many fun events and activities to do at this time of year, like looking at all the Fall foliage. We may be biased, but there’s truly nothing like the views here in the Alleghany Highlands

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  • older man and woman sit at counter and look at sheets of paper in front of laptop
    • Financial Literacy

    5 Easy Steps to Switch Banks

    Small towns all over have been affected in various ways by the COVID-19 pandemic and other current events. For instance, some businesses sadly have had to close up shop, including local branches of big banks. This means many folks have been left without easy access to brick-and-mortar branches, so they can’t go to receive help in person. This has led many community members to question if they should look for a new bank altogether. You may wonder, “Is it easy to switch banks?”

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