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Loans

Our wide range of competitive loan options include personal loans, commercial loans, and more.

With us, you're more than just a number–you're a neighbor.

When you apply for a loan with Highlands Community Bank, we take the time to personally review your application and consider the whole person, not just the numbers.  We offer a wide variety of competitive loans with flexible options for residents of Covington, Clifton Forge, Hot Springs, and surrounding areas. Explore our loan options and virtual application below.

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Our Loan Products

  • Personal Loans (Secured or Unsecured) Explore options for competitive personal loans, whether you want to utilize collateral or not.
  • Home Equity Line of Credit (HELOC) Leverage the equity in your home to access funds for your next big investment.
  • Home Equity Loan
    Leverage the equity in your home to access a fixed-rate loan for your next big investment.
  • Auto Loan
    Ready to get behind the wheel? We partner with automotive dealers to fund your purchase.
  • Commercial Loan
    Get a lump sum of working capital to help boost your business's cash flow.

Ready to move forward with a loan? 

Apply now with our secure virtual application portal.
Get Started

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Locations

  • clifton forge location

    Clifton Forge

    1501 Main Street Clifton Forge, VA 24422
    540-862-2265 540-862-4858
  • covington location

    Covington

    307 Thacker Avenue, Covington, VA 24426
    540-962-2265 540-962-1203
  • hot springs location

    Hot Springs

    9008 Sam Snead Highway, Hot Springs, VA 24445
    540-839-3568 540-839-3113

Explore More Products and Services

Explore our financial products and services designed to make quality banking easy.

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